Top Ways to Send Money to Pakistan Online
- Mubashir Shahzad
- Aug 13
- 4 min read
Updated: Aug 18
Happy Independence Day, Pakistan! On this special occasion, many of us want to share our joy and send money home to celebrate with family and friends. Finding an affordable, convenient, and secure way to send money to Pakistan online is a top priority. This guide will help you navigate the options and find the best service to send money to Pakistan online with confidence.
Why Choosing the Right Money Transfer Service is Critical
When you decide to send money to Pakistan online, you're not just moving funds—you're sending support, love, and a piece of your heart. That's why it's so important to get the best value. The three most important factors to consider are:
Exchange Rates: A higher exchange rate means more Pakistani Rupees (PKR) for your loved ones. Always compare the live rate before you send money to Pakistan online.
Transfer Fees: Look for services with low or zero fees, especially on your first transaction. This is often the cheapest way to send money to Pakistan.
Speed and Convenience: Whether you need a quick bank deposit, a cash pickup, or a mobile wallet transfer, the service should fit your and your recipient's needs. The fastest money transfer to Pakistan can be crucial in times of urgency.
Top Affordable and Convenient Options to Send Money to Pakistan Online
Let's dive into some of the most trusted and efficient services to transfer money to Pakistan.
1. Remitly: Best for First-Time Users and Mobile Experience
Remitly is a powerhouse in the international money transfer space and a favorite for those who send money to Pakistan online. Known for its user-friendly mobile app, Remitly makes it simple to send funds. They often provide special promotional exchange rates and may waive the fee on your first transfer, making it a highly attractive option to send money to Pakistan online for the first time.
Pros: Very fast transfers, excellent mobile app, and a robust network of cash pickup locations across Pakistan at banks like Allied Bank, Bank Alfalah, and UBL.
Cons: Exchange rates can be less competitive for subsequent transfers, so always check the rate.
2. Wise (formerly TransferWise): Best for Transparent Mid-Market Rates
For those who value transparency and fair pricing, Wise is an outstanding choice. Wise prides itself on using the mid-market exchange rate, the one you see on Google, and only charges a small, upfront fee. This approach helps you avoid hidden markups, giving you more bang for your buck when you send money to Pakistan online. This is often the cheapest way to send money to Pakistan for many users.
Pros: The fairest exchange rates in the market, completely transparent fees, and a secure platform.
Cons: Bank deposit times can sometimes be a bit slower compared to instant cash pickup options.
3. Western Union: Best for Widespread Cash Pickup
Western Union has been a household name for decades, and its massive network of agent locations in Pakistan is a huge advantage. If your family prefers to collect cash rather than receive a bank deposit, Western Union is a reliable option to wire money to Pakistan quickly and easily. Their platform is trusted for its security and is a go-to for many people who send funds to Pakistan.
Pros: Unmatched cash pickup availability, a long-standing reputation, and instant transfers for cash collection.
Cons: Fees and exchange rate markups are often higher than digital-first services, so it's essential to compare.
4. ACE Money Transfer: Best for Mobile Wallet Transfers
Pakistan has a thriving mobile wallet ecosystem with services like EasyPaisa and JazzCash. ACE Money Transfer specializes in lightning-fast transfers directly to these mobile wallets, offering a seamless experience for your recipient. This is an incredibly convenient way to send money to Pakistan online for people who don't have a traditional bank account.
Pros: Transfers are often instant, convenient for recipients with mobile wallets, and the platform is easy to use.
Cons: Fees can vary, so it's a good idea to check them for your specific transfer amount.
5. Remit Choice: Best for Transparent Exchange Rates
Remit Choice has quickly become a popular service for sending money to Pakistan, known for its focus on offering competitive exchange rates and low fees. The platform makes it easy to send money to Pakistan online with a variety of payout methods, including bank transfers, mobile wallets, and cash pickups. If you're looking for an efficient and cost-effective way to transfer money to Pakistan, Remit Choice is a strong contender.
Pros: Very competitive fees, strong exchange rates, and multiple delivery options.
Cons: May not have the same brand recognition as some of the larger, more established services.
How to Choose the Best Service for Your Needs
To find the most affordable way to send money to Pakistan online, you must always compare. Don't just look at the fee—the exchange rate is the most important factor. The service with a "zero fee" might have a worse exchange rate, meaning your recipient gets less money.
To find the cheapest way to send money to Pakistan: Compare the total amount of PKR your recipient will get from each service.
For the fastest money transfer to Pakistan: Consider cash pickup services or mobile wallet transfers, which are often instant.
To send money to Pakistan online for the first time: Take advantage of introductory offers and special exchange rates.
Pro-Tip: Check the live exchange rates on reputable sites like the World Bank's Remittance Prices Worldwide before you make a decision. This will ensure you get the absolute best deal when you send money to Pakistan online.
Ready to Send Money Home?
This Independence Day, make your money go further. There's never been a better time to send money to Pakistan online with so many affordable and convenient options available.
Comments